OBJECT OF THE CONTRACT

Comprehensive insurance valid worldwide. Health costs at the 1st euro, assistance, repatriation, civil liability. Duration from 15 days to 1 year.

GUARANTEES

2 LEVELS OF GUARANTEES TO CHOOSE

• Mini formula (for essential coverage) – Health costs: hospitalization (illness and accident) and city medicine (accident only) – Basic repatriation assistance.
• Full package (for full coverage) – Health costs: hospitalization and city medicine (illness and accident) – Extended repatriation assistance – Legal assistance – Psychological support – Personal liability insurance, internships and rentals, – Individual accident – Baggage insurance.

MEDICAL BILLS

CEILING AND TYPE OF REFUND

€ 200,000 per year of insurance

Two refund options to choose from (available only for the Complete formula):

• Option 1: 1st euro cover at 100% of actual costs.
• Option 2: cover in addition to the French Social Security or the Caisse des Français Abroad (CFE) at 100% of actual costs.

FRANCHISE 0 €

ASSOCIATED SERVICES

• Direct payment of hospitalization costs worldwide (except in addition to French social security).
• Third-party payers in the USA: no advance fees for doctor’s consultations, analyzes, radios and pharmacy expenses.
• 1st medical advice service: for advice before or after hospitalization or for more information about a symptom, diagnosis or treatment.
• Easy Claim Application: to simplify the sending of refund requests.

CONDITIONS

TERRITORY

Worldwide except France, D.R.O.M. and country of nationality (coverage in the country of nationality, in France and in the D.R.O.M. during temporary returns)

DURATION OF COVERAGE

From 15 days to 12 months – renewable contract 3 times

SPORTS

Coverage of amateur practice in clubs and federations (excluding sports at risk)

MEDICAL FORMALITIES

Health Profile

TIMEOUT

8 days (none in case of accident)

AGE OF ACCESSION

• Individual membership: Insured persons must be over 4 years old and under 75 years old.
• Family Membership: The primary insured and their spouse must be under 65 years of age.