I am a self-employed, am I entitled to daily allowances in the event of a work stoppage? Yes, but the amount varies according to your income!

How are the Daily Indemnities calculated?

• Full-time work stoppage: my Daily Allowances are equal to 1 / 730th of my average annual activity income for the last 3 calendar years and between € 5.21 and € 53.74 per day.
  • If my average annual income is less than 10% of the Annual Social Security Ceiling (€ 39,228 X 10%) or € 3,922.80 for 2017: my Daily Allowances will be zero.
  • In the event of payment of minimum contributions, my Compensation is € 21 per day.
  • Part-time therapy: my Daily Allowances will be reduced by half.

Calculation examples :

• 1st case: my average income is € 2,500: 2,500 <€ 3,922.80, my Daily Compensation is € 0.
Except in the event of payment of minimum contributions, my Daily Compensation is € 21 per day.

• 2nd case: my average income is € 8,000: € 8,000 x 1/730 = € 10.96, my Daily Compensation is € 10.96.

• 3rd case: my average income is € 42,000: 42,000 x 1/730 = € 57.53, my Daily Compensation is reduced to the maximum, ie € 53.74.

What is the downtime for surgical treatment for a ruptured Achilles heel?

According to the Haute Autorité de Santé, the reference period varies according to the type of job:
From 28 days for a sedentary worker, up to 80 days for a heavy physical worker.

How can I maintain my income in the event of a work stoppage?

By subscribing to Professional Provident Insurance I will be able to receive additional replacement income in the event of accident or illness and in the event of Disability I will be able to receive a Disability Pension until my retirement.

How much will I receive in the event of a work stoppage?

I freely set the amount of my additional Daily Indemnities in the event of accident or illness as well as the amount of my Disability Pension, according to my needs and my budget

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