https://www.jouffroyfinance.fr/en/assurance-emprunteur/loan-insurance/

LOAN INSURANCE

Comprehensive and protective guarantees + open options to adjust your guarantees to your needs

The Optimum Loan Insurance contract offers you:

Coverage of the most common loans
A high amount of insured capital
Repayment of your monthly payment up to 25 000 € (for ITT, IPT, Confort, Confort + and IPP guarantees)
Access to short-term deductibles in case of work stoppage or disability (30, 60 days)
Sports coverage

If your personal or professional situation evolves during the contract, you do not have to inform us and stay covered under the same conditions.
Only the new practice, during the course of the contract, of an air sport (with sailing, with wing or with motor) or terrestrial with motor is to communicate to us if you wish to be covered for this activity.
We refund all or part of your deadlines in case of work stoppage or disability based on the coverage rate (flat-rate compensation).
We evaluate your work stoppage as the inability to practice your profession.
Care for people without a profession who can not perform their daily activities.
50% of your ITT / IPT benefit in case of half-time activity resumption for medical reasons for six months.
For loans in Swiss francs, you can cover the change in the exchange rate (up to a limit of 20%).
You can choose how to calculate your insurance contribution: constant or variable.

A smart quiz that fits the questions according to your statements.
Declaration safely in your Space. A counselor remains at your disposal if needed.
Immediate edition of your membership documents to give to your bank.

Personalized support: a team of experts duly authorized to receive information of a medical nature is at your side to collect by telephone the information relating to your state of health.
The information collected by the call center is retranscribed in a document sent to you by secure email to the declared address, for signature.
In the case of medical reportable items, 65% of cases receive immediate pricing after reporting.

For your projects of more than 500k € of insured capital per borrower, you benefit from a priority treatment and a personalized accompaniment by our cell VIP (help in the constitution of the file, making appointments …)